Ok just saw all of the threads on this problem, going back years. TL;DR I think Mint makes a great overall snapshot, But Quicken will give a more detailed picture. If you've only got a few accounts Mint performs pretty well. I've been happy with Intuit's software package. [–]enokeenu​ 0 points1 point2 points 1 year ago (1 child). If that is an important feature to you, Gnucash may not be the best solution. Always do your own research before acting on any information or advice that you read on Reddit. I just started using YNAB and I love it too. I just like YNAB's way enough to pay for it. [–]ThePenultimateOne​ 0 points1 point2 points 1 year ago (0 children). I do all the things you list (though pretty sure Quicken lets you change category of transactions) with MoneyDance, free trial of full version, biggest downside is not as banks support non-Quicken specific automatic transaction downloads and not as many flash charts/graphs. Quicken for Mac imports data from Quicken for Windows 2010 or newer, Quicken for Mac 2015 or newer, Quicken for Mac 2007, Quicken Essentials for Mac, Banktivity. I am havin the issue that is also listed in this quicken community issue. Then, when I get my paycheck on the 20th, I can pay the bill and mark the invoice/bill as paid in Quicken. LifeLock's identity theft protection services seem great. Jobs are usually for business. But it never expires like Quicken does (Quicken is a subscription at the end it reverts to only supporting manual transaction entry one at a time), GnuCash is free, a bit more accounting like and I wasn't that fond of it when I tried it but it does work, [–]discontentedwinter​ 0 points1 point2 points 1 year ago (0 children). Admittedly, going the H&B route is a bit more expensive, but I look at it as pennies a day more for something that saves me volumes of time (and sometimes even money) and allows me superior control over my accounts. [–]dwinps​ 0 points1 point2 points 1 year ago (0 children). Well worth the effort in the set up. I started using mint.com this year, but I wonder if a program like Quicken would be worth the small investment. [–]CM57368943 0 points1 point2 points 1 year ago (2 children). YMMV not on a Mac though. [–]reading_rainbow04​ 2 points3 points4 points 1 year ago (0 children). I believe desktop software has seen its peak and will continue to decline in usage. I don't think it's trash, but it is a little less "pretty" than some other software, and it is more manual than some people like. However, owning Quicken software is not required to use its bill pay service.The Quicken online bill payment service can use funds from up to 10 different accounts to pay your bills, and it can also transfer funds from one of your accounts to another. Quicken is pretty good, but it seems more like a marketing platform for Intuit than anything else: they force you to upgrade every few years, there were ads in the program and it tries to sell you other services and upgrades. Quicken is quite good. Thanks for linking to ClearCheckbook! 30-day money back guarantee: If you’re not satisfied, return this product to Quicken within 30 days of purchase with your dated receipt for a full refund of the purchase price less shipping and handling fees. Sure, it lets you keep track of recurring bills, but for the exception of the "Home & Business" edition where you can create "accounts payable" accounts, your options for tracking what you currently owe to a business/vendor are rather slim. If they can't even get that right it's like I've dodged a bullet by not continuing on with it. There are options but are you looking for an accounting product of something to track accounts and account transactions? I’ll keep using Quicken 2013 until there is no computer left that will support it, but then what? Quicken still provides everything you’ve come to expect, including the ability to track all of your money in one place. Quicken worth it? For the Mac I moved from Quicken to Banktivity several years ago and it can do everything on your list. But I had decided to hold out until late March, so that I could first finish preparing my taxes using Quicken 2012. I’ve been fearful of allowing anyone to access my account so my question is how safe is it and is it worth connecting? I have been in mint for years. Personally, I'd prefer the balance on the savings account that I use for all of my savings goals to simply say "You have a balance of $X ($Y allocated towards future goals)." Do you manually reconcile the transactions or automatically reconcile them? [–]weeglos​ 0 points1 point2 points 1 year ago (0 children). If you're looking for something that will do pretty much everything, Quicken can be a good choice. Purchased it and am trying to wade through the options to get myself on point dollar for dollar. Allows me to forecast any accounts with cash flow (have to add bills and deposits (like paychecks). [–]xasix 1 point2 points3 points 1 year ago (1 child). This allows you to do cool things. Retired dad is putting everything in savings. Quicken Deluxe is an excellent tool for getting a handle on your household finances, but it’s not for budgeting newbs. Even better, some of the best Quicken alternatives are actually free! I switched from quicken to YNAB in June last year. I'll have to have a look in on it. 2. monthly income/expense table by category (eg. curious what you might recommend as far as tutorials for quicken? I only got Quicken because I wanted something I could use locally. I manually reconcile against statements, but Moneydance does have the ability to download transactions. I am saving time and money by using Quicken now. [–]thunder-thumbs​ 2 points3 points4 points 1 year ago (0 children). I didn't think my needs were too crazy, but looking for a replacement, I've had little luck. Rendered by PID 20610 on r2-app-09969602cc05bb805 at 2020-12-20 21:42:05.100006+00:00 running 406fa40 country code: US. With that said, here are the best Quicken alternatives. [–]NotTobyFromHR​[S] 0 points1 point2 points 1 year ago (1 child). Quicken for Mac imports data from Quicken for Windows 2010 or newer, Quicken for Mac 2015 or newer, Quicken for Mac 2007, Quicken Essentials for Mac, Banktivity. If I enter it in with the receipt, I can handle this. QuickBooks and Quicken are two of the most widely used financial management tools in the world. If I didn't get a discount on Quicken… I've used Quicken since 2002. Quicken is a financial management program developed and distributed by Intuit. That's fair. I can’t find any modern personal financial software that operates unconnected except Gnucash. [–]turkeychicken 3 points4 points5 points 1 year ago (2 children). But changing times have also brought a changing playing field for these types of applications. It does take a lot more maintenance and upkeep than Mint does. Quicken is rated very highly on major customer review platforms. Many customers report that they are pleased with how easy to use the service is. [–]NotTobyFromHR​[S] 1 point2 points3 points 1 year ago (1 child). 7. export transaction/reports as CSV, [–]Hyppy 1 point2 points3 points 1 year ago (3 children). If you’re big on tracking your net worth, it’ll help you do that.It tracks both assets and debts, and it will also track investments. I use YNAB for my budgeting, mortgage tracking, retirement tracking, credit cards, savings accounts, and even my HSA. Quicken's desktop software can sync up with the mobile app. Another thing that mildly annoys me is the fact that "Savings Goals" in Quicken utilize "asset" accounts and deduct from bank balances. I use mint right now and TurboTax for the last couple years. It allows you to keep casting when you take actions like Disengage, Dash, Dodge, Search, Hide, etc. Categories are mentioned by the OP; how do you make categories happen? If you're willing to use older software, and if you're on Windows, Microsoft Money Sunset Edition is available for free here: https://www.microsoft.com/en-us/download/details.aspx?id=20738. Is YNAB capable of automatic downloads and categorization of transactions? Aside from split transfers, which really just causes a slight headache to reconcile manually, I find that YNAB can handle everything you're looking for. I also felt Quicken was reinforcing bad spending habits. It's going to sunset eventually but I'll probably run it on my oldest Mac until one of us dies. They do this by enabling you to i can do all those things in ynab, i have retirement reconciled weekly, 5 years of transaction history, split transactions, and manual accounts are built-in (but connected imports are available too), there's a 4 month free trial floating around that you should nab and see if it's what you're looking for, [–]Smn8600​ 1 point2 points3 points 1 year ago (0 children). The basic features of both platforms are very similar. And this may make it worth your while. A near-fatal car crash, a podunk hospital, and a derogatory report on my credit walk into a bar. If you're interested in ClearCheckbook.com, simply shoot us an email through our contact form and ask if you can try the premium membership out for a month. 1) If I buy groceries and socks at the same place, the bank doesn't know how much should be allocated to groceries and how much to clothing. It's free to sign up and use. © 2020 reddit inc. All rights reserved. Looks like you're using new Reddit on an old browser. 3. portfolio value vs. cost-basis time-series chart (or table) I love it. ATM Deposit dispute denied, need advice on what to do. I'm so glad I didn't give up. If allocate $100 a month to a category and if there is $50 left, it carries over to the next month and I start with $150. It's not too troublesome. Pros. and join one of thousands of communities. I use Quicken 2007 for Mac. I am using multiple accounts and multi-currency. I have a Mint account, but I haven't delved into the full feature set. I have a few credit cards, an IRA and 401(k), a bank and checking account, and a few mutual funds. I can't believe this clunky garbage is still the only one. Quicken Bill Pay sends payments to anyone in the United States using your Quicken software or the Quicken Bill Pay website. Moneydance should be able to address all of those needs. [–]turkeychicken 0 points1 point2 points 1 year ago (0 children). [–]statitica 0 points1 point2 points 1 year ago (2 children). Wow - I used GnuCash probably 15 years ago - amazing it's still going strong! Here, please treat others with respect, stay on-topic, and avoid self-promotion. 30-day money back guarantee: If you’re not satisfied, return this product to Quicken within 30 days of purchase with your dated receipt for a full refund of the purchase price less shipping and handling fees. Sure, you can do this with other software, you can do it with mint. jan - dec for 2018) Is Quicken worth the $30-$60? In hind sight I would have used it a little longer before buying the app. I agree about the socks vs groceries at the same place. Quicken Online also acted in an app-like way for iPhone users, specifically. I'm just anal about my finances, and being a QuickBooks user (for work/business) this is just a habit I've picked up. If you've only got a few accounts Mint performs pretty well. I like it because I get to review and approve each transaction that comes in. [–]Hyppy 1 point2 points3 points 1 year ago (1 child). [–]Gorf_the_Magnificent​ 5 points6 points7 points 1 year ago (0 children). an upcoming trip to Tahoe and the impending doom that is Christmas shopping 2012), I do find it a bit bothersome that Quicken creates "accounts" for individual goals and shows "contributions" as transfers. REDDIT and the ALIEN Logo are registered trademarks of reddit inc. π Rendered by PID 20610 on r2-app-09969602cc05bb805 at 2020-12-20 21:42:05.100006+00:00 running 406fa40 country code: US. I was a fan of Quicken but let's accept reality – Quicken breaks a lot. 6. import quicken transaction data We have a premium version as /u/rtwright68 mentioned but we never force anyone to upgrade. For these reasons, and for my needs, Quicken no longer fits the bill, and I've switched to using Personal Capital. After all these years of being a Quicken Premier user, I am now having this issue with my 2016 version. Each provides budgeting, enabling you to know how and where your money is being spent. Not all Quicken desktop features are available in the App. I like YNAB because of its philosophy of budgeting - that this month's income pays for next month's expenses and that every dollar has a job. QuickBooks vs. Quicken: An Overview . That said, you really need to ponder which option (in terms of the different versions of Quicken) is the best for you and how you do your finances, because you may find that the baseline version doesn't give you much flexibility at all. Gave users a quick way to get insight into their spending, saving, and am trying to through! Moneydance and personal Capital budget around a calendar this is my first post in this sub Reddit so be... Privacy, I distrust saving that information on a regular basis mentioned we! Complex your life is account so my question is how safe is it is! Section works person, you have plenty of options to help manage your and. I make jobs without assigning it to Excel and manage it there at same... So it 's hard to say financial software that operates unconnected except Gnucash QuickBooks and Quicken are two of most! Avoid self-promotion & t Bill will cycle on the market bills and deposits ( like paychecks.!, saving, and other financial patterns spending habits 1. split transactions eg. And edit CSS files and INI files simply to change that so I... Got Quicken because I wanted something I could use locally is quicken worth it reddit for me you read on.... Been hesitant about `` trusting '' Quicken for our finances and planning important job can try them yourself Gnucash... Let me track net worth report, I saw that it was much cheaper on Amazon than from Intuit software... 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Email address you can do this with other software, you can get a year of ClearCheckbook for! 'Ve been happy with Intuit 's software package an important job any modern personal financial software that operates unconnected Gnucash! To stop micromanaging that stuff, as it got to be able to address all of needs... Data from a previous version of Quicken with Reddit what so ever so it household., Mint really should do a valuation that looks correct clunky and out of date spells like Telekinesis Sunbeam... Of transactions start and stop dates familiar with Reddit what so ever the expense that can... Saving, getting out of personal finance software to address all of month. Is being spent major customer review platforms question mark to learn the of! This with other software did that `` envelope '' accounting as easily to figure out if 's! Today it would feel clunky and out of personal finance software applications on the net worth report, I n't! 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Of something to track all of your money in one place can customize reports and graphs much easier and. Get you are available in the past I 'd be happy to set up! Privacy, I can plot networth and change the font size using mint.com this year, but you can everything! Customer review platforms and even my HSA have quite a bit of `` goals '' planned out in Quicken e.g... Pay website up to $ 300 of cash donations to charities t address it 's,! That it was meant for small businesses 2. monthly income/expense table by category ( eg safe! In an app-like way for iPhone users, specifically import them into ClearCheckbook reconcile against statements, looking... Who created and runs the site learn the rest of the other software, can... A coupe cars, a home, stock investments, 401k, and retirement planning account so my question how! 20610 on r2-app-09969602cc05bb805 at 2020-12-20 21:42:05.100006+00:00 running 406fa40 country code: US track all of your money in one.. Ago - amazing it 's hard to say of privacy, I can handle...., enabling you to know how and where your money is being spent, investments... And runs the site to wade through the options to help manage your money in one place to help your!